$199 per week promotion

This offer is only available to the first 50 qualified customers.

The advertised repayment figure of $199 per week is based upon a $337,000 house and land package with a 5% deposit at an annual interest rate of 3.13% over 30 years from CBA and without capped mortgage insurance.

Comparison Rate and Fees

Commonwealth Bank 95% LVR

$337,000.00 x 95%= $320,000.00 x 3.13% annual percentage rate, comparison rate 3.14%

No application fee, No monthly service fee, $200.00 Settlement fees, Progress claim fees $80.00 per claim, Valuation fee $118.50 x 3

FHOC will pay the home owner a builders rebate (maximum of $10,000.00) over five payment stages to reflect a weekly figure of $199.00 per week.

This offer is only available for selected home designs. Customers who choose the $199 per week repayment promotion are no longer eligible to choose any other offer


This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The total cost over the 30 year term of the loan is $511,001.00.

Are You Renting? No Savings? No Worries!

The First Home Owners Centre will use its licenced brokers to access your financial position and capabilities. Whilst we are able to help consumers who have debt, no current savings or defaults, we do not provide any guarantees, as each consumer’s personal situation is unique to that person.

Every consumer who registers via the “Register for a $1,000.00 pre-start allowance” form will receive a $1,000.00 pre-start allowance at no charge should they proceed to an unconditional building contract with the First Home Owners Centre.

The $1,000.00 pre-start allowance is not transferrable or redeemable for cash.

FHOC Assistance Package

  • Until further notice, the First Home Owners Centre (FHOC) will pay your rent, as well as your land loan for a period of 6 months, or to a value that does not exceed $10,000.00, from the date of your official land settlement.
  • Only applicable to customers who are renting through a licensed real estate agent.
  • The maximum, combined amount that can be claimed is $10,000.00 per qualified customer. This offer is restricted to 50 qualified customers only and applies to a specific range of FHOC home designs.
  • Rebates will be paid to the customer every 30 days (or nearest FHOC Accounts payment cycle) and will only be paid via Electronic Transfer.
  • This offer may be withdrawn at any-time and without notice.
  • This offer is in lieu of any other promotion or discount that may have otherwise been applicable.

Refer a Friend/Relative

All details must be completed in order to be eligible for the referral rewards. Once this form has been received, you will receive an email from First Home Owners Centre with a reference number and further details. Your $3,000 referral will be paid following the receipt of the referred person’s First Progress Payment. No part of this referral is transferable.

This referral must take place before the person being referred has received a company produced sales sketch from the First Home Owners Centre.

Crypto T & Cs


  • Cryptocurrency can be used as payment for a deposit
  • Cryptocurrency is transferred to AH Crypto Wallet from Customers Wallet
  • Currency is transferred into cash at the current rate.
  • A receipt is issued to the customer for the amount based on the exchange rate minus any exchange fees
  • Only Bitcoin can be used.

55k Incentive Scheme

 Up to $50,000 in government subsidies savings and rebates are available when you build a new home.

Government Assistance is based on a maximum $500,000 house and land package with land valued at $300,000. 

Family Home Guarantee incentives:

  • $17,240 Lenders mortgage insurance saving
  • $16,000 smaller deposit
  • First Home Buyers Incentives
  • $10,000 First Home Owners Grant
  • $10,577 Stamp Duty Saving

$490k loan with a 2% deposit via the Family Home Guarantee.
Commonwealth Bank Australia Extra Variable lifetime discount loan

Under 12 Month Build Time (on-site construction time)

Applies to single storey clients in our building zone 1 who have signed their Pre-Construction Contract after 1st July 2021.

Time Extensions

  • The number of days affected by periods of inclement weather and/or Covid lockdowns will be added to the advertised timeframe.
  • The number of days affected by delays due to unavailability of construction materials/fixtures/fittings will be added to the advertised timeframe.