Getting a leg up towards your first home – soooo many people do it. Just like Homer loves Marge, Ross loves Rachel and Jim loves Pam, there’s nothing we leeerve more than helping people realise their dreams of homeownership.
Not everyone is able to save up a pretty decent sized deposit for their first home, and that’s totally okay. It’s not the most straightforward thing to do, but we reckon with a little bit of elbow grease, it’s totally possible.
We’ve helped sooo many legends into their first homes – whether they’re doing it solo, with a partner or a friend/family member. It’s a fab accomplishment that everyone deserves to enjoy.
After all, nothing beats that fab feeling of sleeping in on a Sunday morning in your own cosy space (and not worrying about your intolerable housemates stealing your bacon and eggs from the fridge).
We’ve identified a few different situations you might’ve found yourself in where – in the words of Robin Williams’ ohhh-so iconic Mrs Doubtfire – heeeeelp is on the way deaar!
Are You Renting? Have bugger all savings? No Problemo!
Our fab team of licensed brokers (srsly, these guys do some awesome work) can assess your financial position and capabilities. No judgement here folks. Just plain old, friendly service. If you have debt, no current savings or defaults, our licensed mortgage brokers Homeloan Central – who are based on-site in our office – have a fantastic finance team who might be able to help you out.
Pssst, these legends aren’t about that one size fits all approach. No two people or situations are the same – and we’ll never treat any two clients with the same ‘copy n paste’ approach. Naada. Never.
When you build a new home, you have the EPIC opportunity to take advantage of the always fabbbbb First Home Owner Grant.
That’s an extra $10k towards your first home if you’re eligible. #winning
BTW, you could also avoid paying stamp duty in WA.
In Western Australia, as a first homebuyer, when you purchase land for under $300,000, you don’t always need to pay stamp duty on that land! If you purchase land between $301,000 and $400,000, you could be eligible for a discount on stamp duty as a first home buyer.
Low Deposit Home Loans
If you’ve saved a small amount of $$, then securing a low-deposit finance option might be for you!
With a clear credit history and solid evidence of savings under your belt, a low deposit home loan might be the best option for you.
Don’t forget, when you combine the First Home Owner Grant with your savings, you could have the deposit you need to own your very first home!
Pssst…did you know your parents could go in as guarantors on a guarantor home loan? If your parents own their own property, they can offer this property as ‘security’ for your first home mortgage. Pretty cool right?
We’ve got this thing called the FHOC assistance package. It’s pretty swell.
If you’re struggling to pay rent, we know a guy 😉
Okay in all seriousness, our FHOC Assistance Package will PAY your rent if you’re eligible, as well as your land loan for a period of six months (or to a value that does not exceed $10k from the date of your official land settlement).*
T’s and C’s do apply, so be sure to DM us on Insta or Facey to grab more info!
Do You Qualify?
"*" indicates required fields